{"product_id":"working-capital-finance-2-0-a-practical-guide-for-bank-executives","title":"Working Capital Finance 2.0: A Practical Guide for Bank Executives","description":"\u003cp\u003e\u003cstrong\u003eMaster the art and science of corporate credit appraisal — with the confidence to navigate even the most complex proposals.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eBridging the vital gap between foundational regulatory frameworks and the dynamic realities of modern commerce, \u003cem\u003eWorking Capital Finance 2.0\u003c\/em\u003e is an authoritative, hands-on masterclass designed specifically for banking professionals, credit risk officers, and branch managers.\u003c\/p\u003e\u003cp\u003ePacked with granular numerical examples, structural balance sheet case studies, and dedicated bankers' impact analyses, this guide is the ultimate ready reckoner for protecting institutional capital, uncovering financial illusions, and driving responsible, growth-oriented credit delivery.\u003c\/p\u003e\u003ch3\u003eWhat You Will Master\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eCore Assessment Methodologies:\u003c\/strong\u003e Step-by-step masterclasses on calculating Maximum Permissible Bank Finance (MPBF) using the Tandon and Nayak committee frameworks, alongside dynamic Cash Budget modelling for seasonal and project-based enterprises\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOperational Liquidity \u0026amp; Cash Cycles:\u003c\/strong\u003e Deep dives into the Cash Conversion Cycle (CCC), separating accounting turnover from true cash generation to assess real liquidity health\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eForensic Financial Scrutiny:\u003c\/strong\u003e Advanced techniques for dissecting P\u0026amp;L quality, evaluating profit retention, classifying promoter unsecured loans as Quasi-Capital, and decoding critical CARO audit red flags\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStructured Finance \u0026amp; NFB Limits:\u003c\/strong\u003e Precision sizing formulas for Letters of Credit and Bank Guarantees, alongside modern financing mechanisms like Factoring, Forfaiting, and MSME TReDS platforms\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAdvanced Due Diligence \u0026amp; Early Warning Signals:\u003c\/strong\u003e Practical investigative tools — including the forensic Electricity Bill Test, the 5Cs of credit, TOWS analysis, and customised risk scorecards for evaluating modern tech startups lacking historical data\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWho Is This For?\u003c\/h3\u003e\u003cp\u003eCredit risk officers, branch managers, relationship managers, and senior banking executives who appraise, sanction, or oversee working capital credit facilities — and want to do so with precision and confidence.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eAn Elite Bankers' Club Professional Publication. The definitive credit appraisal companion for the modern banking professional.\u003c\/em\u003e\u003c\/p\u003e\u003chr\u003e\u003ch3\u003e📦 Delivery Information\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSoft Copy:\u003c\/strong\u003e Download link sent to your email instantly after purchase. Start reading immediately.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePrinted Book:\u003c\/strong\u003e Your physical book will be delivered within 7 working days. A soft copy download link will also be sent to your email so you can begin reading right away.\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Bankers' Weekly","offers":[{"title":"Digital Copy","offer_id":55912357265576,"sku":"EBOOK-WCF-001","price":150.0,"currency_code":"INR","in_stock":true},{"title":"Printed Copy","offer_id":55912357298344,"sku":"EBOOK-WCF-002","price":300.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0748\/7261\/9176\/files\/working-capital-finance-2-0-landscape-promotional-banner.png?v=1787748160","url":"https:\/\/shop.bankersweekly.com\/products\/working-capital-finance-2-0-a-practical-guide-for-bank-executives","provider":"Bankers' Weekly","version":"1.0","type":"link"}